Office hours are made by appointment only on Mondays, Wednesdays, Fridays and Saturdays. Dr. Toder has opted out of all insurance programs and payment is due at the time services are provided. Cash, credit card, and checks are accepted. You will be given a receipt for the treatment that has been provided. This encounter form has the appropriate billing information. You may submit this to your insurance company (excluding Medicare) for reimbursement according to your "Out of Network" benefit. Please check with your plan for you reimbursement rates.