Office hours are made by appointment only on Mondays, Wednesdays, Fridays and Saturdays. New appointments are generally 1 1/2 hours long and follow-up appointments are 1 hour. Dr. Toder has opted out of all insurance programs and payment is due at the time services are rendered. Cash, credit card, and checks are accepted. You will be given a receipt for the treatment that has been provided that will have the appropriate billing information, which may be submitted to your insurance company (excluding Medicare) for reimbursement.